Financial Joy School | Wealth Seminars | Stock Investing for Black Families

A Joyful Space for ALL to Learn About Investing – No Matter Your Income!


Financial Joy School will close the racial wealth gap to ensure black and brown youth and families can create generational wealth for a more secure and joyful life. 

Financial Joy School provides youth and families with the tools and resources to build generational wealth through long-term investing.

Our strategy is simple: we take complex financial concepts and break them down for The Culture. Making it easy to grasp the basics of investing, make better decisions about money, and begin a life-long journey towards greater financial freedom.

We make investing simple and fun for black families by providing a platform to empower the black community to invest.


A typical Black family owned $23,000 in family wealth. 

A typical white family owned

about $184,000 in family wealth



Ruby “SunShine” Taylor, M.S.W, is the CEO and Founder of Financial Joy School.

Financial Joy School is a virtual investing educational platform that provides financial education and investment tools to Black and Brown youth and our families.

Ruby is a double HBCU alumna (Howard University and Virginia Union University) and advocates for closing the racial wealth gap to make our world more financially equitable.

She harnesses the power of financial knowledge to bring connections, application, and education to establish generational wealth for black families.

A traumatic brain injury survivor, Ruby is a disabled Black, queer woman, wife, mother, daughter, aunt, sister, and friend who is driven to make our world more equal, joyful, and just.

Ruby is a motivational speaker and has partnered with financial brands, including Wells Fargo, and has been featured in several leading publications, including The Motley Fool, Inc.com, Fast Company, Mashable.com and more.

Originally from the Bronx, NY, Ruby resides in Baltimore, MD, with her wife, Dr. Sheila Graham, and two children.

Our Team

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Natalie Meade

MSW Outreach Coordinator
& Trainer

Natalie is a well rounded professional always willing to empower and uplift the
Black Community, Churches, and members of her sorority Alpha Kappa Alpha.

Cassidy Johnston

Marketing Specialist

Cassidy believes in social justice and equity. She uses her marketing skills to uplift and empower underestimated communities.


Virtual Assistance

Our top VA helps us keep the ball rolling and our
blogs growing.