The First Investment Calculator

Built for Black People

The Best Way to TRANSFORM Your

Financial Life is with a Plan.

Introducing the calculator that helps you build your Generational Wealth Plan. Find out how much money you will need to invest monthly to build Generational Wealth.

Generational Wealth Investment Calculator

Financial Joy School Generational Wealth Investment Calculator

You will need to contribute $2,554.70 every month in order to reach your goal of $500,000.00

***The calculator shows an estimate of how much your investments will grow over time, according to the interest rate and compounding schedule you specified.

Generational Wealth is having enough money to live in financial freedom (whatever that is for you) and the ability to give cash/investments and resources to the next generation to build on.

That could be $1000, $10,000, $250,000, $1,000,000 $2,000,000, or $150,000,000. Whatever that number is for YOU.

Understanding the 4 RATES

Financial Joy School Woman-working-at-home-640x427-1 INVESTMENT CALCULATOR

Average Total Stock Market Return 9.2%

***Below is a list of investments that may give you a 9.2% annual return over 10-40 years. Please know these are estimates and rates will go up and down and no return is promised. Please research before you make any investing decision. This list is for information only.

 

– Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX)

– Schwab Total Stock Market Index (SWTSX)

– iShares Russell 3000 ETF (IWV)

– Fidelity ZERO Total Market Index Fund (FZROX)

and many more…

Average S&P 500 Index Return 13.6%

***Below is a list of investments that may give you a 13.6% annual return over 10-40 years. Please know these are estimates and rates will go up and down and no return is promised. Please research before you make any investing decision. This list is for information only.

 

– Fidelity 500 Index Fund (FXAIX)

– Vanguard 500 Index Fund Admiral Shares (VFIAX)

– Vanguard S&P 500 ETF

– Schwab S&P 500 Index Fund

and many more…

Average Stock at least 28.2% Return

***Below is a list of investments that may give you a 28.2% annual return over 10-40 years. Please know these are estimates and rates will go up and down and no return is promised. Please research before you make any investing decision. This list is for information only.

 

 

– Apple (AAPL)

– Extra Space Storage (EXR)

– Align Technology, Inc. (ALGN)

– Broadcom Inc (AVGO)

and many more…

Average Stock at least 32.78% Return

***Below is a list of investments that may give you a 28.2% annual return over 10-40 years. Please know these are estimates and rates will go up and down and no return is promised. Please research before you make any investing decision. This list is for information only.

 

– Amazon (AMZN)

– Netflix (NLFX)

– ABIOMED, Inc. (ABMD)

– Transdigm Group (TDG)

and many more…