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Dear Curious,

It’s not too late to invest.

It’s not too late to build wealth.

Many people feel since we are in our 40’s or 50’s, time has passed us by and we don’t have time to invest because time is not on our side .

Maury Povish said “THAT IS A LIE”

Truth is it’s never too late or too early to start investing.

So, let’s dismantle that untruth. The fact is you can start investing at any age and your money can grow.

Now, that you know it’s not too late to invest you must know what to invest in.

You can invest in stocks, mutual funds, etfs , bonds, and/or cryptocurrency.

Before you jump into investing, do your research. 

Just a quick FYI 

WHAT IS A STOCK?

Stocks are owning a company by buying shares of that company. In order to own shares it must be a public traded company or a private company who offers stock. 

Always pick companies you have at least a basic knowledge of what they do, know who is leading the company, and understand their financial health.

I suggest researching before you invest. Here are some resources to consider to help you on your investing journey:

THE TOP 7 RESOURCES

TO HELP YOU ON YOUR INVESTING JOURNEY

#1 The book: “The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns (Little Books. Big Profits)” by John C. Bogle

#2 Top Investment Advice from Warren Buffet 

https://www.simplysafedividends.com/intelligent-income/posts/37-top-10-pieces-of-investment-advice-from-warren-buffett

#3 Learn How to Invest read this article and watch the videos.

www.marketwatch.com/story/want-a-richer-happier-life-learn-how-to-invest-11622737595?mod=how-to-invest

#4 This article is a great starting point

https://www.nerdwallet.com/article/investing/investments-for-beginners

#5 How to pick a stock: https://www.wealthsimple.com/en-us/learn/how-to-pick-stocks

#6 Which Brokerage Firm to consider: https://www.investopedia.com/best-brokers-for-beginners-4587873

#7 These are 7 top stocks Hedge Funds are buying in 2021 https://money.usnews.com/investing/stock-market-news/slideshows/hedge-fund-managers-favorite-stocks

Please be aware the investments go up and down, stay the course and never panic. 

Don’t forget to sign up for FINANCIAL JOY SCHOOL today, created for Black Gen Xers because we can build generational wealth.

Ruby Taylor

Author Ruby Taylor

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